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Certainly, the new system contains some elements of the levelling Distributions thanks to what an income part direct the most requiring.So, insured, being at the moment of accident or death in Death case - successors (*it. It. *) the unemployed, save the right on Insurance reception. Payments which they cease to pay, are compensated for The bill of other payers.
Despite a high probability of accidents among insured, Having low incomes, and among persons of old age, insurance payments Remain for all approximately identical. It is one more element Redistributions.
At last, the minimum pension guaranteed by the state, represents Redistribution of means from tax system to the poorest layers The population.
*it on employment *_ _
According to Ernanu Chejre, both pension systems increase costs for hiring Labour that lowers an occupation level. But as in new system
The total sum of insurance payments initially is less, the role of this factor decreases.
Besides, as insured is the proprietor obverse Bills, concept "tax" which was applied to definition of payments in the old
To system, it is inapplicable in the same measure in the new. Yes, insured is obliged to do
Savings, but in own advantage. In this case under the tax follows
To understand a difference meanwhile that the person is ready to postpone voluntary for
Pension maintenance, and that it really brings, and last
The sum, finally, entirely arrives to it so a question, whether it is possible
To name it the tax, is disputable.
The book leaves impression that new system of insurance as a whole Represents something it, than mechanical connection making it Parts.
Rationality, realism, equation and public advantage, to which
The system of individual capitalisation appeals, deduce it from economy sphere
In sphere of a policy.
In 1987 in it consisted about three millions workers which have saved up on
The personal accounts (at the rate of 1986) 531 billion peso, on 22,3 % is more,
Than last year.
This sum makes 87 % of all long-term contributions in a country private sector; in
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